Your Farmers Insurance Agent
At Freddie Martinez Agency, we make insurance simple and personal. We help families and small businesses with auto, home, life, and business coverage, combining an easy, straightforward experience with unmatched service. Our team is here to make doing business with us easy—from choosing the right coverage to being there when you need us most.
Your trusted insurance agent
Most people find out what their policy actually covers on the worst day of the year. Our job is to make sure that conversation happens now instead: sitting down, going through your declarations page line by line, and making sure the coverage matches the life you're actually living.
What we write
Every line below is something we can quote and service directly.

Liability, collision, comprehensive, and uninsured-motorist coverage. We'll set a deductible you could actually cover tomorrow — not just the one that makes the premium look good.

Dwelling, contents, and personal liability — with real attention to the hail and wind coverage that decides so many claims. Renters policies start smaller than most people expect.

Term and permanent options, sized against what your household would genuinely need to keep going — the mortgage balance, the years of income, the tuition still ahead.

General liability, commercial property, commercial auto, and workers' compensation for contractors, shops, and trades — written around how the work actually gets done.

Additional liability that sits on top of your auto and home limits, for the claim that runs past both of them. It usually costs less than people assume.

Bikes, campers, boats, and trailers — including the seasonal storage gaps that people forget to ask about until something happens in the off-season.

Why work with a local agent
Buying coverage online optimizes for exactly one number: the monthly premium. That number is easy to make small — you lower the limits, raise the deductible, and drop the endorsements nobody reads about. The bill for those choices arrives later.
Working with us looks different. We go through what you have, show you where the gaps are, and you decide what's genuinely worth insuring against.
Get in touch
Bring your declarations page. Twenty minutes, no obligation, and you'll leave knowing exactly what you're covered for.
Send us the details
Use the form, or call the office. Tell us what you're insuring and who you're with now.
We read your policy together
About twenty minutes, in the office or over the phone — line by line through your declarations page.
You decide, in writing
We show you where the gaps are and what the options cost. No obligation either way.
Office
805 Eagleridge Blvd, Ste 150
Pueblo, CO
Phone
Hours
Monday – Friday, 8:30 AM – 5:30 PM
Saturday & Sunday, closed
Request a free quote
Takes about a minute. We'll get back to you within one business day.
Prefer to talk it through? Call (719) 717-3777 — Monday to Friday, 8:30 AM to 5:30 PM.
Freddie Martinez Agency. Freddie Daniel Martinez, License #593256, is an agent of Farmers Insurance Group. Underwritten by Farmers, Truck, or Fire Insurance Exchanges, or affiliate. Insurer license & location info: farmers.com/companies/state/. Insurers not authorized in all states. Each insurer solely financially responsible. Coverage descriptions on this page are general summaries offered for informational purposes and are not a statement of contract. Actual coverage is subject to the terms, conditions, and exclusions of the policy as issued, and to underwriting approval. Farmers® is a registered trademark of Farmers Group, Inc.